:root{--ink:#111827;--ink-soft:#263247;--blue:#155eef;--blue-dark:#0f4bc4;--blue-soft:#eef4ff;--red:#d92d3a;--bg:#f7f8fa;--surface:#fff;--line:#e3e7ed;--line-strong:#cfd5df;--muted:#5f6b7c;--muted-light:#8792a2;--radius-sm:8px;--radius-md:12px;--radius-lg:18px;--shadow-sm:0 1px 2px #10182808;--shadow-md:0 10px 30px #10182812}*{box-sizing:border-box}html,body{margin:0;padding:0}html{background:var(--bg);scroll-behavior:smooth}body{background:var(--bg);color:var(--ink);font-family:var(--font-sans), "Pretendard Variable", Pretendard, "Apple SD Gothic Neo", "Malgun Gothic", sans-serif;letter-spacing:-.018em;-webkit-font-smoothing:antialiased;text-rendering:optimizelegibility;font-weight:400}a{color:inherit;text-decoration:none}button,input,select{font:inherit}button,a{-webkit-tap-highlight-color:transparent}button:focus-visible,a:focus-visible,input:focus-visible,select:focus-visible,summary:focus-visible{outline-offset:2px;outline:3px solid #155eef33}.shell{width:min(100% - 48px,820px);margin:0 auto;padding:0 0 88px}h1,h2,h3,p{overflow-wrap:break-word}.eyebrow{background:var(--blue-soft);min-height:28px;color:var(--blue-dark);letter-spacing:-.01em;border:1px solid #cddcff;border-radius:999px;align-items:center;padding:0 10px;font-size:12px;font-weight:600;display:inline-flex}.primaryButton,.secondaryButton{text-align:center;cursor:pointer;border-radius:10px;justify-content:center;align-items:center;min-height:56px;padding:0 22px;font-size:15px;font-weight:700;transition:border-color .18s,background .18s,color .18s,transform .18s;display:inline-flex}.primaryButton{border:1px solid var(--blue);background:var(--blue);color:#fff;width:100%;box-shadow:0 6px 16px #155eef2e}.primaryButton:hover{border-color:var(--blue-dark);background:var(--blue-dark)}.primaryButton:active,.secondaryButton:active{transform:translateY(1px)}.secondaryButton{border:1px solid var(--line-strong);width:100%;color:var(--ink-soft);background:#fff}.secondaryButton:hover{color:var(--blue-dark);background:#f8faff;border-color:#9eb6e8}.footer{color:var(--muted-light);text-align:center;padding:36px 12px 0;font-size:12px;line-height:1.75}.testShell{min-height:calc(100vh - 72px)}.progressTop{justify-content:space-between;align-items:center;display:flex}.progressTrack{background:var(--line);overflow:hidden}.progressFill{background:var(--blue);height:100%;transition:width .2s}.options{display:grid}.option{text-align:left;cursor:pointer;width:100%}.backButton{min-height:36px;color:var(--muted);cursor:pointer;background:0 0;border:0;align-items:center;font-size:13px;font-weight:500;display:inline-flex}.backButton:hover{color:var(--ink)}.calculatorPage{width:min(100% - 48px,820px);padding-top:38px;padding-bottom:96px}.calculatorPage>.backButton:first-child{margin:0 0 22px;padding:0}.calculatorTitle{color:var(--ink);letter-spacing:-.055em;margin:20px 0 0;font-size:clamp(38px,5vw,48px);font-weight:700;line-height:1.2}.calculatorIntro{max-width:680px;color:var(--muted);margin:16px 0 34px;font-size:15px;line-height:1.75}.calcSection{border:1px solid var(--line);border-radius:var(--radius-md);background:var(--surface);box-shadow:var(--shadow-sm);margin-top:16px;padding:30px 32px}.calcSectionTitle{color:var(--ink);letter-spacing:-.025em;margin:0 0 22px;font-size:17px;font-weight:700}.calcField{border-top:1px solid #edf0f3;padding:20px 0;display:block}.calcField:first-of-type{border-top:0;padding-top:0}.calcLabel{color:var(--ink-soft);font-size:14px;font-weight:600;display:block}.calcHelper{color:var(--muted-light);margin-top:6px;font-size:12px;line-height:1.55;display:block}.moneyInputWrap{border:1px solid var(--line-strong);border-radius:var(--radius-sm);background:#fff;align-items:center;gap:9px;min-height:54px;margin-top:11px;padding:0 16px;transition:border-color .16s,box-shadow .16s;display:flex}.moneyInputWrap:focus-within{border-color:var(--blue);box-shadow:0 0 0 3px #155eef1a}.moneyInput{width:100%;min-width:0;color:var(--ink);text-align:right;background:0 0;border:0;outline:0;font-size:19px;font-weight:700}.moneyInputWrap span{color:var(--muted);font-size:13px;font-weight:600}.warningText{border-radius:var(--radius-sm);color:#b4232f;background:#fff7f7;border:1px solid #f2c6ca;margin-top:16px;padding:14px 16px;font-size:13px;line-height:1.6}.resultKicker{color:#9fbae7;margin:0;font-size:12px;font-weight:600}.runwayResult{border-radius:var(--radius-md);color:#fff;box-shadow:var(--shadow-md);background:#17243a;margin-top:20px;padding:32px}.runwayResult h2{color:#fff;letter-spacing:-.045em;margin:10px 0 18px;font-size:clamp(32px,5vw,42px);font-weight:700;line-height:1.2}.runwayResult p{color:#d3dbea;font-size:14px;line-height:1.75}.resultDetail strong{color:#fff}.safeResult{border-radius:var(--radius-sm);background:#ffffff0f;border:1px solid #ffffff24;justify-content:space-between;align-items:center;gap:16px;margin-top:22px;padding:18px;display:flex}.safeResult span{color:#c1cada;font-size:13px;line-height:1.5}.safeResult strong{color:#fff;white-space:nowrap;font-size:22px}@media (max-width:640px){.shell,.calculatorPage{width:min(100% - 32px,820px)}.testShell{min-height:calc(100vh - 60px)}.calculatorPage{padding-top:24px;padding-bottom:72px}.calculatorPage>.backButton:first-child{margin-bottom:16px}.calculatorTitle{letter-spacing:-.045em;font-size:34px}.calculatorIntro{margin-bottom:26px;font-size:14px}.calcSection{padding:24px 20px}.calcSectionTitle{font-size:16px}}
.footerLinks{color:#6f685f;flex-wrap:wrap;justify-content:center;gap:8px 14px;margin-bottom:14px;font-size:12px;font-weight:750;display:flex}.footerLinks a:hover{text-decoration:underline}.policyPage{padding-top:18px;padding-bottom:80px}.policyPage>h1{margin-top:22px;font-size:clamp(34px,9vw,46px)}.policyUpdated{color:#948c82;margin:10px 0 30px;font-size:12px}.policySection{background:#fff;border:1px solid #ebe6dd;border-radius:22px;margin-top:16px;padding:24px 21px}.policySection h2{letter-spacing:-.5px;margin:0 0 12px;font-size:18px;line-height:1.45}.policySection p{color:#625c54;margin:9px 0 0;font-size:14px;line-height:1.8}.policyLeadBox{background:#fff7d8;border-color:#eee3b8}.policyInlineLink,.policySection a{text-underline-offset:3px;margin-top:12px;font-size:13px;font-weight:800;text-decoration:underline;display:inline-block}.policyMuted{color:#9b948a!important;font-size:12px!important}.policyNotice{color:#91897f;margin:22px 4px 0;font-size:11px;line-height:1.7}@media (max-width:640px){.policySection{padding:21px 18px}}
.siteHeader{z-index:50;-webkit-backdrop-filter:blur(12px);backdrop-filter:blur(12px);background:#fffffff7;border-bottom:1px solid #e5e8ed;align-items:center;gap:42px;height:72px;padding:0 max(28px,50vw - 590px);display:flex;position:sticky;top:0}.siteHeaderBrand{color:#111827;letter-spacing:-.04em;white-space:nowrap;align-items:center;gap:11px;font-size:19px;font-weight:700;display:inline-flex}.siteHeaderBrand>span{color:#fff;background:#17243a;border-radius:7px;place-items:center;width:30px;height:30px;font-size:15px;font-weight:700;display:grid}.siteHeaderBrand strong{font-weight:700}.siteHeader nav{color:#4d596a;gap:34px;margin-right:auto;font-size:14px;font-weight:500;display:flex}.siteHeader nav a{transition:color .16s}.siteHeader nav a:hover{color:#155eef}.siteHeaderHome{color:#263247;background:#fff;border:1px solid #d6dce5;border-radius:9px;align-items:center;min-height:40px;padding:0 17px;font-size:13px;font-weight:600;display:inline-flex}.siteHeaderHome:hover{color:#155eef;border-color:#9eb6e8}@media (max-width:640px){.siteHeader{height:60px;padding:0 16px}.siteHeaderBrand{font-size:17px}.siteHeaderBrand>span{width:28px;height:28px}.siteHeader nav{display:none}.siteHeaderHome{min-height:36px;margin-left:auto;padding:0 13px}}